RAM CREDITHUB
Who We Are
RAM CREDITHUB is a frontline retail credit intelligence and debt management service hub dedicated to empowering Nigerians with the tools, knowledge, and support they need to navigate the complex world of credit and debt.
We serve underserved individuals, landlords, SMEs, cooperatives, professionals, and peer-to-peer lenders who often lack access to formal credit bureau services or effective recovery solutions.
Our mission is to bridge the gap between Nigeria’s formal credit system and the vast informal lending economy by offering affordable, accessible, and reliable credit reporting, debtor record services, and credit repair solutions.
Whether you need to check your credit status, recover unpaid debts, or dispute inaccurate records, RAM CREDITHUB provides a streamlined process that is simple, fast, and secure.
Powered by Royal Assets Managers Inc., a registered Nigerian firm specializing in credit, recovery, and financial due diligence, we bring industry expertise, transparency, and confidentiality to every client interaction.
Our mobile-first and walk-in-friendly model ensures that you can access our services from anywhere, without complicated portals or unnecessary bureaucracy.
At RAM CREDITHUB, we don’t just offer services — we empower our clients to make smarter financial decisions, protect their credit reputation, and gain the confidence to thrive in today’s economy.
- Fix Your Credit Score
Our Mission
To democratize access to credit intelligence and recovery support for every Nigerian — regardless of size, status, or sophistication.
Our Vision
To be the most trusted credit support and reporting brand for non-bank credit users and retail consumers in Africa.
🌟 Core Values
Integrity
We act transparently and ethically.
Confidentiality
Your credit data is safe with us.
Accessibility
Simple solutions for complex credit issues.
Empowerment
We support smart credit habits and clean records.
Request a Free Quote
Who We Serve
- Landlords
- Traders & SMEs
- Peer-to-Peer Lenders
- Cooperatives
- Individuals with Credit Issues
- Professionals & Consultants
Why Choose Us
- Credit Bureau Access at Your Doorstep – One-time reports without subscriptions.
- Debt Recovery Made Easy – Tools and processes to help landlords, SMEs, and lenders get paid.
- Credit Record Repair – Dispute wrong scores, track updates, restore your reputation.
- Simple Communication – No legal jargon, just WhatsApp, forms, and human support.
- Licensed & Trusted – Powered by Royal Assets Managers Inc., a registered Nigerian credit & recovery firm.
